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Commercial Term Loan

At Strong Capital Funding, we provide premier commercial term loan services. We offer a variety of different services, including merchant cash advance consolidation, business lines of credit, short-term business loans, and monthly payment term loans. Our team carries extensive years of experience in the industry, and we’re here to help your business thrive.

 

The Strong Capital Funding team understands a lot of the challenges small businesses may encounter. Taking into consideration accounting, operations of services, and advertising, there’s no reason financing should stand in your way. Our number one priority is our clients. We are here to offer you the best possible experience while remaining completely transparent. We also have monthly payment programs available for a same day business loan.

OUR SIMPLIFIED PROCESS, STEP BY STEP

  • Step 1

    Consultation with a funding advisor

    The first step to funding is a full consultation with an expert funding advisor. During this call, we will want to hear your full story on your situation, your experiences with business funding, and your goals.

  • Step 2

    Gather required documents

    Once the consultation is completed and everyone is on the same page, it will be time to complete the simple application via DocuSign and send over a few necessary documents.

  • Step 3

    Submit funding package

    We now will work on your funding opportunity. At this point, you can kick back and let us handle the rest. It is important to stay on the same page as your funding advisor during this phase.

  • Step 4

    Go over approval options

    The hard work is now completed! At this time, your funding advisor will go over the actual terms and full numbers with you. We will work directly with you to see what is comfortable.

  • Step 5

    Fund and Grow!

    Funding deposits are completed via ACH or wire and seen the same or next day! Now you can go on to continue the pursuit of your dreams with the capital needed to help you get there.

Types of Funding

Short Term Funding

Short term funding allows you to access funding in as little as 24 hours, without carrying long term debts. With relaxed qualifications, this type of funding can really help a business accelerate.

Merchant Cash Advance Consolidation

Businesses with merchant cash advances often look to consolidate. Our program allows you to pay off daily payment advances, convert to a monthly payment loan, and restore cash flow. Of all types of business loans, this is our most popular.

Revolving Lines of Credit

A revolving line of credit allows you to have continuous access to funding, when you need it. As one of the most cost effective types of business loans, you can access what you need, when you need it with ease.

Term Loans

A term loan is a great fit for longer term needs, with terms going 2-5 years, a term loan allows flexibility of a low monthly payment, with no prepayment penalties.

Equipment Financing

Equipment financing allows you to obtain equipment on a monthly payment with terms to 84 months and Section 179 tax incentives.

Invoice Factoring

Many businesses work on net terms, and can use the funds today. Invoice factoring allows you to access your receivables without creating debt, and keeps cash flow moving for growth.

Funding Qualifications

Please keep in mind we can not help start a business, obtain grants, or work with any business generating under $8000 a month in deposits.

Short Term Funding

Capital in 1 to 2 days.

    • Up to $500,000
    • Terms 4-24 months
    • Same day approvals, 24 hours to fund
    • 525 Credit score+
    • 6 months in business
    • $7500 per month in deposits
    • No start ups
    • No history of defaults on business funding
    • Current funding okay, can be used to pay off and obtain better terms
    • 6 months bank statements and application to qualify

Looking for more information on short term funding for your business?

Merchant Cash Advance Consolidation

Need cash flow restored? Consolidate with a monthly payment.

    • Up to $100,000
    • Terms 2-10 years
    • Same day approval and funding
    • 550 credit score+
    • Average daily balances greater than $1000 over last 90 days
    • No debt restructure in credit report
    • No industry restrictions
    • Full consultation needed upfront to determine eligibility
    • Powerful tool to eliminate daily payments and consolidate to a single monthly payment

Looking for more information on merchant cash advance consolidation?

Revolving Lines of Credit

Access funding when you need it, anytime.

    • Up to $250,000
    • Terms 8-15 months
    • 1 day process
    • 650 credit score+
    • $12,000 per month in deposits
    • 24 months in business
    • No more than 2 NSF in last 6 months
    • 8 deposits per month
    • Prefer to have business credit
    • No more than 2 current business loans in place
    • Secured invoice factoring also available (up to $10 million)

Looking for more information on your line of credit?

Term Loans

When short term is not the solution.

    • Up to $350,000
    • Terms 2-5 years
    • 1-2 weeks to fund
    • 650 Credit score+
    • 2 years in business
    • Current on all taxes and financials
    • No tax liens
    • $8000 per month in deposits
    • Must show profits on tax return.
    • Overall must be very clean on taxes, financials, and credit profile.

Looking for more information on your term loan?

Equipment Financing

Need help financing new equipment?

    • Terms based on credit score
    • 600 credit minimum
    • 1 year time in business required
    • New or used equipment
    • No start ups
    • No private party sales

Looking for more information on equipment financing?

Invoice Factoring

Have outstanding receivables you need now?

    • Funding to $10 million
    • Must be B2B
    • 1Must generate $1 million in annual revenue
    • No credit minimums
    • AR Lines of credit or Single Invoice Factoring

Looking for more information on invoice factoring?