Compare programs to find the RIGHT fit! No impact to your credit to see your options and where you stand. A funding partnership you can TRUST without the bait and switch.
Minimum 1 year in business.
600 FICO minimum.
$15,000 per month gross revenue.
Use of business checking account.
WE ARE HERE TO ACCELERATE SMALL BUSINESS GROWTH
NO FEES, NO OBLIGATION, EASY SMALL BUSINESS LOAN APPLICATION
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Simplified Process.
A streamlined paperless application with quick processing allows you to focus on running your business. -
Same day approval, next day funding.
The best financial technology in alternative lending. Funds deposited in as little as 24 hours following approval. -
A relationship you can trust.
Strong Capital Funding has worked with thousands of businesses since 2016. We strive to build relationships that last. -
Expert funding advisors.
From initial application to future funding needs, your dedicated funding manager is here to help you and your business. -
No nonsense policy.
We believe in a no nonsense, no bait and switch approach, no sales pitches with us. -
Competitive Rates.
Tailored terms to meet your needs. Strong Capital Funding is only interested in positioning your business for success.
What is revenue based funding?
A short term business loan is a type of funding that typically reaches maturity within 18 months or less. It’s usually easier to get approved for, and the application process is quicker. When you need fast business funding, this is the preferred choice.
This type of term loan can be used to finance various needs, including renovations, tackling large orders, and building upgrades. It’s better suited for lower-cost, short-term projects. For long-term projects, long–term loans are the better alternative
Revenue based funding benefits: at a glance
- Applying is free and will NOT impact your credit score.
- Revenue based funding from $5,000 – $500,000
- Repayment terms from 4-24 months
- Daily and weekly payment options.
- Fastest approvals, 24-hours to fund in most cases.
- Can work with lower credit and shorter time in business.
- See approval options without impact to credit. (Requires 600 FICO Score Minimum)
- Renewable source of capital, earn better terms with payment history.
- Uses: Debt refinancing, working capital, new equipment, business expansion, inventory.
What are the benefits of a revenue based funding?
Revenue based business funding provides a variety of advantages. Unsecured revenue based business loans offer a faster payoff structure and provide quick funding, and they’re easier to qualify for.
Easier Qualification
For a business to receive a long-term loan, banks typically require the business to be in operation for at least two years with an annual revenue matching or exceeding 500,000 dollars and a credit score of at least 675. Revenue based financing offers an opportunity to experience relaxed qualifications. Most business owners that generate over $10,000 a month in consistent revenues can qualify for our programs.
With a revenue based financing, however, your business can more easily acquire the necessary funds. With only the need for a few months business bank statements, and at least a 600 credit score, funding is available. There are several tiers and levels of funding term length & costs, something our Funding Advisors explain in depth, and help position you for the best results.
Quicker Funding
With long–term loans, you have to get pre-approved, and you may be required provide collateral. The process can also take anywhere from six weeks to six months. However, with revenue based financing, you can expect fast business funding, acquire your funding within 24 hours, and have the money in your account the following day.
This is a great opportunity for emergency business funding situations or limited–time offers or purchases that require the funding immediately.
How to qualify?
As we mentioned earlier, qualifying for revenue-based business funding is far easier than with a long–term loan. Lenders will look at your annual revenue, how long you’ve been in business, your profit margins, and what you intend to use the term loan for. To apply, typically all we need is an easy application and the last few months of bank statements.
Ready To Apply For Funding?
Merchant cash advance consolidation & refinance.
Businesses with merchant cash advances often look to consolidate. Our program allows you to pay off daily payment advances, convert to a monthly payment loan, and restore cash flow. Of all types of business loans, this is our most popular.
Merchant cash consolidation benefits: at a glance
- Applying is free and will NOT impact your credit score.
- Business loans up to $350,000
- Funding in 1-2 weeks.
- No pre-payment penalty.
- No collateral required.
- True consolidation, replace weekly and daily debits with a single monthly payment.
- 675 Credit & 2 years in business required.
- Build business credit with positive payment history.
- Uses: Debt refinancing, working capital, new equipment, business expansion, inventory.
Why our merchant cash consolidation advance program is different.
At Strong Capital Funding, we are your go-to company for merchant cash advance consolidation, also known as MCA relief. Our seasoned professionals carry extensive years of experience in the finance industry. Our primary mission is to deliver desirable business solutions for our clients. We stand apart in the industry, in part due to the fact that we are completely transparent. Unlike fly by night firms that claim they can help by encouraging default, this is a true MCA Consolidation by using a term loan to pay the balances.
Regrettably, unethical practices along with games of bait–and–switch are often utilized in the industry. At Strong Capital Funding, we are a dependable, honest, and reliable team that will always be straightforward with you. We are here to serve you and develop long ongoing business relationships for the years to come.
What is a business cash advance?
This type of cash advance provides a business with quick funding. Whether it’s for an emergency or other funding needs, it’s designed with lower barrier to entry.
Typically, these types of advances charge higher interest rates. The funding company will advance you the money and allow repayment by daily or weekly debits from your business checking account. This continues on a daily basis until your business has met the payment obligation. One advance can turn into three, and before you know it, your business is paying off multiple forms of debt. Taking too much, or being led by a poor advisor, an MCA consolidation loan can help repair the damage done, and get your business on the right track.
MCA relief can be a critical step to restore cash flow.
What is merchant cash advance consolidation?
This is a type of funding that allows you to consolidate all your debt into one single facility. An MCA consolidation loan can allow your business to free up cash flow, increase ease of repayment, and reduce the number of lenders to whom you owe debt. MCA Consolidations restore cash flow, and provide the flexibility of a monthly payment.
What these merchant cash advance consolidation companies do is buy out all your existing advances and lump them into one single cash advance with better rates and terms. Ballpoint Capital has helped 100s of business owners pay off merchant cash advances by leveraging our very strong relationship with the program.
To learn more about our merchant cash advance consolidation options or to see if you qualify, contact our team today.
Ready to apply for funding?
Revolving Lines of Credit
A revolving line of credit allows you to have continuous access to funding, when you need it. As one of the most cost effective types of business loans, you can access what you need, when you need it with ease.
Revolving lines of credit benefits: at a glance
- Applying is free and will NOT impact your credit score.
- Credit limits up to $275,000
- Pay for only what you use from your credit line.
- Credit becomes available after every repayment.
- Low payments with terms up to 18 months.
- No pre-payment penalties.
- No front-loaded interest, simple interest accrued by the day.
- Quick application + same or next day approvals.
- Withdraw funds as you need them without needing to apply again.
Why our line of credit program is different.
There are several advantages of revolving credit including easily available funds, financing can be secured, and you pay less interest than you would otherwise with a credit card. Before we dive too deep into this, what exactly is a revolving line of credit?
A revolving line of credit is an open-ended term loan that allows you access to a specified amount of capital as needed up to your credit limit. While it is similar to that of a credit card, a business revolving line of credit does not report on your personal credit. Unlike some well known programs, interest is not front loaded and is only simple interest, you only pay for the time you have the draw out. Compare that to the “others” and this is the best structured business line of credit in the alternative finance industry. No hard inquiry at any part of the process.
What are some good uses for business revolving lines of credit?
Other advantages of revolving credit are they can be used for companies and seasonal businesses that experience ebbs and flows throughout the year. Most businesses face unexpected expenses such as the need for new equipment, rising material costs, or even licensing and regulatory changes that need to be kept current.
Whether your company experiences seasonal highs and lows or has gaps between completed service and payment, you will find that a revolving line of credit can assist. For example, if you receive a large influx of orders and need to purchase inventory, a revolving line of credit allows you to do so. Got a marketing opportunity that can turn a quick ROI? A line of credit is a great way to kickstart this.
Major benefits of a revolving line of credit.
Readily Available Funds – One of the largest benefits of having a revolving line of credit is that the money is available to your business whenever you need it. There is no approval process; you have access to your existing line whenever you need to borrow.
Your Finances Are Secure – Various revolving lines of credit can be an asset for the purpose of lowering interest rates. Differing from credit cards, revolving lines of credit will not result in a credit drop when utilized, this is a key way to protect and separate your personal credit from your business needs.
Lower Interest Rates – While there are many factors the are involved in securing a revolving line of credit, including your credit score, you can lower your interest rates by paying off your line of credit draws early. Lines of credit do not have the fixed cost of capital that an merchant cash advance has, and is much friendlier rate wise, with full control in your hands on the cost of capital.
Ready to apply for funding?
Term Loans
A term loan is a great fit for longer term needs, with terms going 2-5 years, a term loan allows flexibility of a low monthly payment, with no prepayment penalties.
Term loan benefits: at a glance
- Applying is free and will NOT impact your credit score.
- Term loans from $30,000 - $500,000
- Repayment terms of 2-5 years.
- Rates as low as 7.99% fixed.
- Monthly payments build business credit.
- Pre-qualify in 5 minutes without impacting your credit.
- No pre-payment penalties.
- 1-2 weeks to funding.
- Uses: Debt refinancing, working capital, new equipment, business expansion and inventory.
Why our term loan program is different.
If you’re wondering how long term business loans work, Strong Capital Funding can break it down for you.
We have a team of seasoned experts with extensive years of experience in the business industry. From the minute you request funding, you’ll have a committed business advisor assisting you every step of the way. They’ll listen, advise, and make certain you make the optimal choice for your business.
What is a term loan?
By definition, a term loan is a borrowed sum of money that you pay back over an extended period of time. Some term loans extend a few years, while others can go as long as 30 years—similar to a mortgage payment.
For business term loans, one can expect to have at least five years to pay it back. If you’re curious as to how term loans work and why firms utilize them, you’ll discover there’s a great return on investment for lenders. Thanks to interest, money lenders such as banks can make sizable profits when they allow businesses to borrow money. When stretched out over an extended period of 20 or 30 years, even a relatively small interest rate can generate sizable profits.
The reason a term loan is good for your business.
Long term business loans are attractive by nature. They provide business owners with opportunities they otherwise wouldn’t have. If a company needs to borrow 50,000 dollars, the bank can lend you the money and have you make small monthly payments over the extended time frame.
The payments are small enough to not affect your business, and you can acquire all the items, parts, and services you need for your business operations, which you otherwise may not have been able to get without the funding.
Ready to apply for funding?
Equipment Financing
Equipment financing allows you to obtain equipment on a monthly payment with terms to 84 months and Section 179 tax incentives.
Equipment financing benefits: at a glance
- Terms up to 84 months.
- Build business credit.
- Alternative to revenue based funding.
- Section 179 eligible tax deductions.
- Rates as low as 9.99% APR
- Lightning fast process, apply in seconds.
- Monthly payments.
- Financing up to $2 million.
- Financing of used equipment.
Why our equipment financing program is different.
If you’re wondering how equipment financing works, Strong Capital Funding can break it down for you.
We have a team of seasoned experts with extensive years of experience in the financing industry. From the minute you request a quote, you’ll have a committed business advisor assisting you every step of the way. They’ll listen, advise, and make certain you make the optimal choice for your business. With so many options out there, we help eliminate the confusion, and provide the very best program available up front.
What is equipment financing?
By definition, this type of financing provides you an opportunity to obtain equipment for your business, on a monthly payment to preserve working capital for other uses.
For equipment financing, rather than using short term funding that is repaid in 6-18 months on a daily or weekly debit, this program allows a monthly payment, and terms up to 84 months. Business owners see a high return on investment on equipment, and stretching these payments out allows your business to grow its bottom line very quickly, while preserving working capital for things like marketing, new staff, and other avenues of growth.
The reason equipment financing is good for your business.
Equipment financing is attractive by nature. It provides business owners with opportunities they otherwise wouldn’t have. If a company needs to borrow 50,000 dollars for new equipment, they can run into troubles if they do not qualify for a bank loan or a short term funding product.
The payments are small enough to not affect your business, and you can acquire all the equipment needed for your business operations, which you otherwise may not have been able to get without the funding.
With numerous financing structures, and Section 179 tax savings, equipment financing is the clear answer for a business.
Ready to apply for funding?
Revolving Lines of Credit
A revolving line of credit allows you to have continuous access to funding, when you need it. As one of the most cost effective types of business loans, you can access what you need, when you need it with ease.
Revolving lines of credit benefits: at a glance
- Applying is free and will NOT impact your credit score.
- Credit limits up to $500,000
- Pay for only what you use from your credit line.
- Credit becomes available after every repayment.
- Low payments with terms up to 18 months.
- No pre-payment penalties.
- No front-loaded interest, simple interest accrued by the day.
- Quick application + same or next day approvals.
- Withdraw funds as you need them without needing to apply again.
- Applying is free and will NOT impact your credit score.
- Credit limits up to $500,000
- Pay for only what you use from your credit line.
- Credit becomes available after every repayment.
- Low payments with terms up to 18 months.
- No pre-payment penalties.
- No front-loaded interest, simple interest accrued by the day.
- Quick application + same or next day approvals.
- Withdraw funds as you need them without needing to apply again.
Why our line of credit program is different.
There are several advantages of revolving credit including easily available funds, financing can be secured, and you pay less interest than you would otherwise with a credit card. Before we dive too deep into this, what exactly is a revolving line of credit?
A revolving line of credit is an open-ended term loan that allows you access to a specified amount of capital as needed up to your credit limit. While it is similar to that of a credit card, a business revolving line of credit does not report on your personal credit. Unlike some well known programs, interest is not front loaded and is only simple interest, you only pay for the time you have the draw out. Compare that to the “others” and this is the best structured business line of credit in the alternative finance industry. No hard inquiry at any part of the process.
What are some good uses for business revolving lines of credit?
Other advantages of revolving credit are they can be used for companies and seasonal businesses that experience ebbs and flows throughout the year. Most businesses face unexpected expenses such as the need for new equipment, rising material costs, or even licensing and regulatory changes that need to be kept current.
Whether your company experiences seasonal highs and lows or has gaps between completed service and payment, you will find that a revolving line of credit can assist. For example, if you receive a large influx of orders and need to purchase inventory, a revolving line of credit allows you to do so. Got a marketing opportunity that can turn a quick ROI? A line of credit is a great way to kickstart this.
Major benefits of a revolving line of credit.
Readily Available Funds – One of the largest benefits of having a revolving line of credit is that the money is available to your business whenever you need it. There is no approval process; you have access to your existing line whenever you need to borrow.
Your Finances Are Secure – Various revolving lines of credit can be an asset for the purpose of lowering interest rates. Differing from credit cards, revolving lines of credit will not result in a credit drop when utilized, this is a key way to protect and separate your personal credit from your business needs.
Lower Interest Rates – While there are many factors the are involved in securing a revolving line of credit, including your credit score, you can lower your interest rates by paying off your line of credit draws early. Lines of credit do not have the fixed cost of capital that an merchant cash advance has, and is much friendlier rate wise, with full control in your hands on the cost of capital.