SIMPLE FUNDING SOLUTIONS
Learn about our Small Business Loan Products
UNSECURED LINES OF CREDIT
An unsecured line of credit is the perfect financing vehicle for any growing business to make sure you have payroll on time pay your vendors on time, or increase marketing to bring in more business.
MERCHANT CASH ADVANCE CONSOLIDATION
Business owners have become tired of the high frequency debit options offered by most funding companies. While easy to obtain, this path can lead to a company strangling itself to stay ahead. Our specialty is to help clients take these funding programs, get them paid off by a monthly payment, multiple year term, to get back on track and end the cycle. Most clients see a 70% reduction in their monthly amount of payments with this program.
MERCHANT CASH ADVANCES
When you need to raise capital for your small business quickly, a merchant cash advance or MCA can be a shortcut to funding. This is a valuable tool when used correctly. If credit is an issue, or timing is the most important aspect, a merchant advance can be a viable option. Typical costs are 15-35 cents per dollar, based on credit, and existing debts. This is a product of speed.
A common tool used by lots and lots of companies as part of a business recovery programme, as it can help improve cash flow and also improve working capital. It typically involves a lender giving a business finance that is secured by a piece of equipment.
TRADITIONAL FINANCING (SBA LOANS, BANK LOANS, TERM LOANS)
Funding through traditional financing options will be composed of local and community lending institutions. They follow the traditional underwriting criteria and are more for established business owners or business 2+ years in business. Typically you can expect rates between 7-10% APR.
The microloan program provides small, short-term funding to small businesses that typically do not meet the minimum revenue requirements of other programs. With as low as $5000 a month in revenue, we can get you started and moving in the right direction.